Archive for the ‘Tools’ Category

Getting a Second Passport

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Obtaining dual citizenship opens up your world to multiple travel benefits that do not always present themselves with only a USA passport. Not every country in the world offers the opportunity for dual citizenship and it is not always easy to obtain. The following benefits and methods will help you understand the importance of a second passport and how one could be acquired.


  1. Expand your travel possibilities – Travel to Cuba legally (see here for how to travel to Cuba sub-legally) and without having to obtain a visa to go to countries like Brazil. Passports from Denmark, Finland, Germany, and Sweden are the most valuable and offer the best travel access to countries around the globe, while Afghanistan, Somalia, and Iraq passports offer the least flexibility. See here for more details on the rankings by country for visa flexibility.
  2. Reduce your profile – In many destinations, showing a USA passport will instantly profile you as a target to terrorists, or criminal groups that think you have a lot of money.
  3. Greater travel privacy – USA passports are now equipped with new technology (bio-metric identifiers and a radio-frequency identity chip) that can track everywhere you travel. This could get you into trouble when you travel to places not favored by USA authorities.
  4. Reside and work in other countries – The legalities and difficulties of trying to maintain residence or work in another country can often be insurmountable. A second passport will open up many opportunities in this regard. For example, a passport from any member of the European Union (EU) will allow you to live and work in any of the 27 EU countries.
  5. International tax planning – If you ever want to expatriate (give up USA citizenship) and move to a place (ie. Panama) with much more lax tax laws, you must gain a second passport first.

How To Obtain

1. Ancestry
Many countries have programs which grant citizenship to descendants of emigrants. Here are a few examples:

  • Ireland – Ireland has detailed and clear laws in determining citizenship eligibility to descendants of Irish nationals. Check out here for more details.
  • Poland – The laws for receiving Polish citizenship from a Polish ancestor are difficult to navigate. The following article found here can give you a detailed overview on what is required. If you have Polish ancestors in your bloodline, you may want to contact a firm like CK Law Office in Warsaw to find out your eligibility.
  • Germany – Germany offers citizenship for children and grandchildren of former Germans who were deprived of their citizenship status between January 30, 1933 and May 8, 1945 on racial, political, or ethnic grounds. You can read more about it here.
  • Italy – Italy offers citizenship to descendants of certain Italian nationals going back two generations. Find out more at
  • Greece – If one or both of your parents or grandparents were born in Greece, you are eligible for Greek citizenship.
  • Lithuania – You have a right to citizenship if one of your ancestors was a citizen of the country. See here for more detailed information.
  • Canada and United Kingdom – Offer citizenship to those born outside of the country and have parents with citizenship.

2. Residency
Here are some of the countries that offer the possibility of citizenship after a period of lawful residency:

  • Australia – Apply for citizenship after four years lawful residence (temporary or permanent visa) in Australia. This period must include 12 months as a permanent resident immediately before making an application for Australian citizenship and absences from Australia of no more than 12 months in total in the four years prior to application, including not more than 90 days in the 12 months immediately prior to application.
  • Belgium – Apply for citizenship after three years of legal residence.
  • Latvia and Austria – Apply for citizenship after 10 years of legal residence.
  • USA – After five years of legal residence from the date of receipt of a conditional green card, it is possible to acquire US citizenship and to obtain a passport
  • Czech Republic – To apply for citizenship, it is necessary to spend 5 years of legal residence after receiving permanent residence permit. Note that Czech Republic does not allow dual citizenship.
  • Brazil – Apply for citizenship after four years of residency. This period can be reduced to one year if you have a Brazilian parent, child, or married to a Brazilian.
  • Canada – You must have permanent residence status for three years before being able to apply for citizenship.
  • Bahamas – Apply for citizenship if you have resided in the Bahamas for at least 6 years and have lived there for 12 consecutive months before applying.
  • Panama – Citizenship can be acquired after five years of legal permanent residence and full immigrant status.
  • United Kingdom – Apply for citizenship after being in the country for five years with not spending more than 450 days outside the UK in the period. Also, you must not have spent more that 90 days outside the country and hold permanent residence in the final 12 months immediately preceding the application.
  • Spain – Offers a reduced two-year residence before citizenship to citizens of any of several Latin American countries. Also, someone with a grandparent from Spain may apply for citizenship after one year of residency.

3. Economic Contribution
Only three countries in the world offer immediate citizenship through an investment:

  • Dominica – Requires USD 75k (100k for family) and 9-12k for government registration charges and due diligence. You also must visit the country and go through a personal interview to gain citizenship.
  • St.Kitts & Nevis – Requires USD 250k as minimum investment and 7.5k for due diligence and processing fees. No personal visit is required.
  • Austria – By investing EUR 2-3 million, you can directly get the citizenship without any residence requirement. The less expensive option is to provide a EUR 100k investment, which allows you to get a residence permit and citizenship after 10 years of residency. With a residence permit, you can travel visa free to all European ountries.

In Israel, the “Law of Return” entitles all Jews, and those of Jewish ancestry (at least one Jewish parent or grandparent), to be able to obtain Israeli residency and citizenship. If your ancestry does not fit this description, the law also provides the ‘right of return’ to all converted Jews of all denominations, and the conversion need not take place in Israel in order for it to qualify. Once your background check returns clean and you have been accepted, the applicant is entitled to immediate citizenship. For the first year, a temporary travel document is issued. After the first year, the government issues a standard passport.

Anyone born in one of the countries below, no matter their nationality, is entitled to citizenship in that country, no matter the legality or status of the parents:

  • Antigua and Barbuda
  • Argentina
  • Barbados
  • Belize
  • Bolivia
  • Brazil
  • Canada
  • Chile
  • Colombia
  • Dominica
  • Ecuador
  • El Salvador
  • Fiji
  • Grenada
  • Guatemala
  • Guyana
  • Honduras
  • Jamaica
  • Mexico
  • Nicaragua
  • Panama
  • Paraguay
  • Peru
  • Saint Kitts and Nevis
  • Saint Lucia
  • Saint Vincent and the Grenadines
  • Trinidad and Tobago
  • United States
  • Uruguay
  • Venezuela

Marrying a citizen of another country does not usually offer immediate citizenship, but can sometimes speed up the residency requirements for applying for citizenship. For example, you need to legally reside in Colombia for five years before being able to apply for citizenship. This is reduced to two years if you marry a Colombian. In Brazil, the requirement is reduced from four years to one if you marry a citizen.

12 Invaluable Resources for Travel Advice

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Travel Advice

With so many websites and guidebooks available for travel details and information, people find themselves asking, “Where do I go for the best and most relevant information?”  Many tools and resources are available for everyone’s needs.  Online tools may be good for one person, while others may find guide books most resourceful.  There is a prevalent amount of information available both online and at the bookstore. Online, community travel sites can be great because, unlike guide book authors, posts are made by real tourists, who aren’t likely to get the 5-star treatment by local establishments trying to get rave reviews. Their experiences are usually real.  When picking a guide book, go to your local bookstore and compare all of the different books on your choice destination and purchase the one most fitting for you.  And don’t cheap out – buy the most up-to-date guidebook.  The people who have the most miserable and uneventful travel experiences are the ones who didn’t do any research before they left, or who are too cheap to buy a $15 guide book.  Don’t believe everything you read, as some people are impossible to please and will complain about every little thing.  Also, many postings and writings are biased or out of date.  It is known that many writers’ “facts” and opinions are based on hearsay, travel brochures, or other books, instead of their direct experiences.

Hopefully, this listing will give you a good overview of what is out there and helps to  send you in the right direction for travel advice:

1. Tripadvisor – This is the first choice many people and number one resource for all of my travel research.  They offer unbiased hotel reviews, photos and travel advice for hotels and vacations.  Other sites claim to have the largest travel communities on the web, but I find TripAdvisor to have the most activity and information of any site out there.  Their forums are well-monitored and constantly updated by numerous local “experts” who answer the most obscure questions on thousands of available forums.  Peer reviews and ratings are provided for a plethora of hotels and attractions at every location, making it the easiest place to plan the perfect itinerary.

2. Virtual Tourist – This site also has a comprehensive travel community and forum, but its layout is outdated and it pales in comparison to Tripadvisor’s.  Still, I have found their “Travel Guides” to be some of the best on the web for a quick way to access listings of information (hotels, nightlife, restaurants, local customs, off-the-beaten-path, etc.) on most major cities in the world.

3. BootsnAll – This site advertises itself as the most comprehensive travel resource on the web.  It is geared toward the independent traveler.  I found a lot of their links and tools to be sub par, but their forums and Traveler’s Toolkit make up for this, helping to bring this site to the front of the pack.  Their destination forums cannot compete with Tripadvisor’s, but their alternate forums boast activity and topics unseen anywhere else on the net.

4. Lonely Planet – These guidebooks cover everything you need for a basic guidebook, especially if you are going to be spending a long time in a country.  They cater to the adventurous and active backpacking traveler.  They offer comprehensive tips on dealing with various daily challenges for independent travelers – lodging, where to eat, how to get around, and local facts.  These books are sometimes derided by many travelers because, at almost any time, you can arrive in one of the locations and see a larger number of people living their lives by them.

5. DK Eyewintess Guides – These books advertise themselves as the guides that show you what others only tell you.  They offer the best visuals – 3d walking path and city maps, and diagrams of major museums, galleries, and attractions.  The full-color and thick pages make these books much heavier than other guidebooks.  Because of the emphasis on photos and illustrations, an additional guide book is recommended for more comprehensive information.

6. Rough Guides – These guides offer the most comprehensive background info (historical and cultural) on the site you are traveling to.  They used to only cater to budget travelers, but now offer detailed information for independent-minded travelers on any budget.

7. Time Out City Guides – These are a series of guidebooks to over 50 cities worldwide, and are considered among the best city guides available for travelers today.  Users consider these the most comprehensive, most up-to-date, and best guides for nightlife for the cities offered.  These are for travelers who want to experience a city from a local’s point of view.  They also offer 25 shortlist guides, which are for travelers who want to get the city’s best on a shorter stay

8. Let’s Go Guides – These guidebooks are 100% run and written by Harvard students.  They are usually pretty thick books and are targeted predominantly at serious budget backpacking students (18-35 year olds).  They are very opinionated and attract the younger crowd looking for the best info on nightlife and what to see during the day.  Like Lonely Planet, they have a large backpacker following, which can be known to overrun their listed destinations.  It is sometimes known as the hosteler’s bible.

9. Fodor’s and Frommer’s Guides – I group Fodor’s and Frommer’s guides together since they are very similar and both cater to the more mainstream and older (30-40+) traveler.  These guidebooks are designed for those looking for a nice vacation rather than one who is more budget minded.  Fodor’s guides are known to be a little more reader friendly than Frommer’s guides, but at the expense of being bulkier – usually a couple hundred pages more.  These guides offer comprehensive general travel information (shopping, dining, hotels, attractions) for 200+ destinations.  They seem to have less cultural and historical info than other guidebooks and their maps are not as great as the ones in DK Eyewitness guides.

10. Tripprep – Offers a comprehensive listing of recommended vaccinations, embassy listings, tips on local customs, local transportation, crime advisories, and travel medical providers (supposedly not very comprehensive) for all the countries in the world.  Free registration is required.

11. Hire someone to do it for you – If you’re planning a trip and you don’t have time to do the research, or you don’t know how much to budget, a virtual assistant can help with all your travel needs for a reasonable price.  This includes making hotel and flight bookings for you, providing detailed research, and a potential budget for you. Look up “Travel Planning” on Elance, or check out AskSunday to get a list of people to hire for research.  Also, if you purchased travel insurance with your flight or have a platinum AMEX card, you can get free concierge service, which includes travel research.

12. Making friends with and talking to the locals – My best adventures have been found by going this route.  I usually try to make friends with one or two of the locals on the trips I take.  They point me to the best restaurants, nightclubs, and places to see without having to do any research.  They can give better information than anyone, especially if you’re looking for something off the beaten path.  Local scammers usually won’t take advantage of you either if you’re with one of their own people (always be careful though).

Best Language Learning System For Everyone

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Language Learning

Being able to learn and hold a conversation in a new language can seem like a daunting task to anyone. When you think back to the years spent learning a foreign language in high school and college, you realize you’re lucky you can remember more than five words. I spent four years in high school learning Spanish, and then added another two years in college. Think I could turn on the Spanish channel and tell everyone what was going on? Hardly. A year after classes ended, I couldn’t remember anything. This wasn’t because I didn’t try in these classes, or that I wasn’t good at retaining information. The educational system for foreign languages in schools is flawed. The books weren’t geared towards someone becoming a foreign conversationalist. And a teacher is only as good as the materials being used. After doing a lot of research a few years ago, I came across a system to best develop my foreign language skills. I adapted this system to use the best resources available. The result – I was able to achieve conversational fluency in two languages (Spanish and Brazilian Portuguese) in only a few months of studying each. This system is comprised of the four factors, which determine the speed you’ll achieve fluency in the desired language:

1. Category – Languages are grouped into one of three categories, which are determined by how close they are to the English language. Before picking a language to learn, finding out the category it is in will give you an idea on how hard it will be to learn. Languages in Category 1 take much less time to learn than those in Category 3, which have major grammar and vocab differences from English.
Category I: Languages closely related to English – Spanish, French, Italian, and Portuguese.
Category II: Languages with significant linguistic and/or cultural differences from English – Greek, Russian, Polish, and Turkish.
Category III: Languages which are exceptionally difficult for native English speakers – Arabic, Japanese, Korean and Chinese.

2. Method – This is where the learning system is flawed in high schools and colleges (a lot of them anyways). Teachers can only be as good as their methods and materials. You can become fairly fluent in a manner of a few months if you’re choosing the right subset of material to learn. Teachers try to get us to learn a plethora of vocab and grammar we will never need to use. This is why I like the Pimsleur Approach so much.  The Pimsleur Approach uses memorization techniques with question and answer prompts to keep you involved in the lesson and help you retain what you learn. The program uses 2500 of the most common words to teach you the most useful conversational phrases in the desired language. Ask yourself what you’re going to spend your time doing with this language. If you’re going to use it to try to pick up girls or to just get around comfortably, learn the words and phrases that mirror the ones you would use in English.
Here are a few other great methods:
Rosetta Stone – is a software program using a full media immersion approach that gives the user a variety of options to use. The software is fairly expensive but is excellent and available in an impressive variety of languages.
– Traveling and living in the country – nothing is as good as totally immersing yourself in another country and forcing yourself to learn everything about the language.
My Happy Planet – This site connects language learners around the world and allows you to practice foreign languages with native speakers.  You can also check out Livemocha and eduFire.

3. Level of Interest – Even if you select and use the best language learning methods out there, if you don’t adhere to them with repeated study, you’ll never retain anything. If you’re not very interested or you don’t have any motivation in learning, you’re out of luck. It’s not hard to find motivation – you can impress that foreign girl you always had a crush on, find that international dream job, or get the most out of your travel experiences. I like to listen to at least one lesson of the Pimsleur Approach on a daily basis to keep the momentum going.

4. Productivity – Now, if you’ve decided on the language you want to learn, found what you thought is the best teaching method, and are very excited to learn the language, you have to keep reevaluating whether or not you’re achieving your goal in a decent amount of time. If your goal is to become conversationally fluent in Japanese, Russian, and Arabic in a couple of years, it’s not going to happen no matter what method you use, or how excited you are to learn. If you’re trying to learn Spanish for an engineering job, but the method you’re using caters to those who are going on vacation, you probably aren’t getting the best bang for your buck with the amount of time you’re investing.